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   Home Improvement Scams Alert (Separate Website)
Many low-income elderly homeowners are targeted by scam artists who use high pressure tactics to sell unneeded and overpriced contracts for "home improvements." Often these scam artists charge more than their quoted prices or their work does not live up to their promises. When the senior refuses to pay for shoddy or incomplete work, the contractor or an affiliated lender threatens foreclosure on the senior's home. In an effort to fight such scams, the National Consumer Law Center focuses this issue of Consumer Concerns for Older Americans on the practices of unscrupulous home improvement contractors. This article concerns information about "Deceptive Sales Tactics", "Deceptive Financing Schemes", "Problems With Contracted Work", and Issues to Consider When Problems Occur.
By: National Consumer Law Center
  
   
   How Can I Stop Creditors From Harassing Me?

By: Alaska Legal Services Corporation
 
  
   
   Borrower Beware? The High Cost of Small Loans, Pawn Brokers and Rent-to-Own Stores This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This brochure, available as a PDF file, explains the high cost of different kinds of small loans and outlines what you can do to avoid problems.
By: National Consumer Law Center
  
   
   Charities and Contributions, Precautionary Tips (Separate Website)
This site consists of several tips and information about solicitors who may contact people by door-to-door or telephone contact. There are links to the State Registry of Charitible Organizations and Paid Solicitors, as well as links to Alaska Statutes and other resource material.
By: State of Alaska
  
   
   Consumer Fraud Pamphlet: Medicare and Home Medical Equipment This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Information on how to get home medical equipment and report suspected fraud.
By: Centers for Medicare & Medicaid Service
  
   
   Consumer Protection from Fake Insurance This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
This document gives tips on what to look out for when purchasing insurance and what things to be aware of to protect yourself from scams.
By: State of Alaska
  
   
   Sale of Business Opportunities in Alaska
HUGE PROFITS WITH YOUR OWN BUSINESS! Advertisements like these for making lots of money from your own business sound great. But consumers need to be wary of claims suggesting you can make big profits with little training or effort. This brochure provides information on what you can do to avoid scams involving the sale of business opportunities.
By: State of Alaska
  
   
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  Other Resources
 
   Alaska's Lemon Law (Separate Website)
The Lemon Law (AS 45.45.300) provides protection to buyers of new motor vehicles. If a new vehicle turns out to be defective and has not been properly repaired after a reasonable number of attempts, the law requires a refund or replacement vehicle
By: Alaska Department of Law, Consumer Protection
  
   
   Fair Debt Collection (Separate Website)
This web site describes your basic federal rights in connection with debt collectors.
By: U.S. Federal Trade Commission
  
   
   Automobile Repair Act - AS 45.45.130 - AS 45.45.240 (Separate Website)
The Alaska Statutes regarding the laws governing the repair, estimate of repairs, notices, charges, authorizations for repairs, and other important laws concerned with automobile repairs.
By: State of Alaska
  
   
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