A consumer's Guide to Bankruptcy
(Separate Website)
LUDR reaches out to those individuals who are in the unfortunate position of being overburdened by debt ... regardless of how or why he or she got there. Whether ill in the hospital, loss of job, or simply had eyes bigger than the pocket book.
LUDR develops the best possible plan, custom tailored, with the client's particular income, expenses, and total debt situation in mind.
By: Lawyers United for Debt Relief
Debt & Bankruptcy Information
(Separate Website)
Debt and bankruptcy legal information on credit repair, credit rating, getting out of debt, student loans and budgets.
By: Nolo Plain English Law Centers
Fair Debt Collection
(Separate Website)
This web site describes your basic federal rights in connection with debt collectors.
By: U.S. Federal Trade Commission
Federal Rules of Bankruptcy Procedure (2004)
(Separate Website)
This links to legal information regarding the rules that govern bankruptcy proceedings in Federal courts.
By: Cornell Law School, Legal Information Institute
Home Improvement Scams Alert
(Separate Website)
Many low-income elderly homeowners are targeted by scam artists who use high pressure tactics to sell unneeded and overpriced contracts for "home improvements." Often these scam artists charge more than their quoted prices or their work does not live up to their promises. When the senior refuses to pay for shoddy or incomplete work, the contractor or an affiliated lender threatens foreclosure on the senior's home. In an effort to fight such scams, the National Consumer Law Center focuses this issue of Consumer Concerns for Older Americans on the practices of unscrupulous home improvement contractors. This article concerns information about "Deceptive Sales Tactics", "Deceptive Financing Schemes", "Problems With Contracted Work", and Issues to Consider When Problems Occur.
By: National Consumer Law Center
How Can I Stop Creditors From Harassing Me?
By: Alaska Legal Services Corporation
Alaska's Lemon Law
(Separate Website)
The Lemon Law (AS 45.45.300) provides protection to buyers of new motor vehicles. If a new vehicle turns out to be defective and has not been properly repaired after a reasonable number of attempts, the law requires a refund or replacement vehicle
By: Alaska Department of Law, Consumer Protection
Automobile Repair Act - AS 45.45.130 - AS 45.45.240
(Separate Website)
The Alaska Statutes regarding the laws governing the repair, estimate of repairs, notices, charges, authorizations for repairs, and other important laws concerned with automobile repairs.
By: State of Alaska
Dealing With Utility Companies Regarding Disputed Bills and Utility Deposits
(Separate Website)
This covers several subjects, The Public Utilities "Duty to Serve", Billing Disputes, Deposit Requirements, Information About Affordability Programs, Contacting Your State Utility Commission and much more.
By: National Consumer Law Center
Sixteen Rules About Choosing Which Debts to Pay First
(Separate Website)
You should direct your limited resources to what is most necessary for you or your family-- typically food, clothing, shelter and utility service. Unfortunately, there is no universally applicable list of the order in which debts should be paid. Everyone's situation will be different. Instead what follows are sixteen rules about how to set priorities, from Surviving Debt (National Consumer Law Center, 3rd ed. 1999).
By: National Consumer Law Center
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