Sixteen Rules About Choosing Which Debts to Pay First
(Separate Website)
You should direct your limited resources to what is most necessary for you or your family-- typically food, clothing, shelter and utility service. Unfortunately, there is no universally applicable list of the order in which debts should be paid. Everyone's situation will be different. Instead what follows are sixteen rules about how to set priorities, from Surviving Debt (National Consumer Law Center, 3rd ed. 1999).
By: National Consumer Law Center
How Can I Manage My Student Loans?
Learning to manage your student loans is an important part of your education in preparation for your future. This Frequently Asked Questions and Answers is designed to help understand just what your responsibilities and rights are as well as just what a student loan is and how best to deal with them.
By: Alaska Legal Services Corporation
When You Can't Pay Your Student Loans: Cancellation, Deferment and Forbearance
(Separate Website)
How to postpone payments -- and when you can cancel your loans altogether.
By: Nolo Plain-English Law Centers
Student Loan Collections
(Separate Website)
What might happen if you fall behind on your payments.
By: Nolo Plain-English Law Centers
If you are considering Bankruptcy
(Separate Website)
Having trouble paying your bills? Getting notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?
You're not alone. Many people face financial crises at some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or simple overspending, it can seem overwhelming, but often can be overcome. The fact of the matter is that your financial situation doesn't have to go from bad to worse.
By: Federal Trade Commission
A consumer's Guide to Bankruptcy
(Separate Website)
LUDR reaches out to those individuals who are in the unfortunate position of being overburdened by debt ... regardless of how or why he or she got there. Whether ill in the hospital, loss of job, or simply had eyes bigger than the pocket book.
LUDR develops the best possible plan, custom tailored, with the client's particular income, expenses, and total debt situation in mind.
By: Lawyers United for Debt Relief
Debt & Bankruptcy Information
(Separate Website)
Debt and bankruptcy legal information on credit repair, credit rating, getting out of debt, student loans and budgets.
By: Nolo Plain English Law Centers
Better Business Bureau
(Separate Website)
Better Business Bureaus:
Provide reports on business firms that will be helpful to you before making a purchase. The BBB system responds to millions of such inquiries each year;
Provide information about charity groups and organizations;
Help resolve consumers' disputes with businesses through telephone conciliation, mediation and arbitration; and
Promote ethical business standards and voluntary self-regulation of business practices.
By: Better Business Bureau
Consumer Resources
(Separate Website)
Here you can locate resources you may use to resolve a consumer problem, contact a consumer agency, or locate assistance.
By: State of Alaska, Dept. of Law
Out of Work? How to Deal with Creditors
(Separate Website)
If you have recently lost your job, you are probably wondering how you're going to make ends meet. Here you can locate publications from the FTC which set out your rights when it comes to fair debt collection and credit reporting practices.
By: Federal Trade Commission
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