Consumer Credit Counseling of Alaska
(Separate Website)
Consumer Credit Counseling of Alaska provides consumers with education in regards to credit counseling; debt management repayment plans; money management education; home ownership counseling /education and predatory lending. They are an approved HUD Housing Counseling Agency. Offices located in Anchorage and Fairbanks. Call 1-800-478-6501 to schedule an appointment today or submit info online at www.cccsofak.com
By: Consumer Credit Counseling Service of Alaska
Helping People Avoid Predatory Lending Practices
(Separate Website)
By: Freddie Mac
Tips for Consumers on Reverse Mortgages: What is a Reverse Mortgage?
(Separate Website)
A reverse mortgage is a complex home loan for senior homeowners who have built up substantial equity in their property.[1] In a reverse mortgage the lender loans you money based on the value of your home, the amount of equity you have in the home, and your age at the time of the loan application. The lender pays you the money either in a lump sum, in monthly installments, or as a line-of-credit. Unlike a traditional home equity loan or second mortgage, repayment is not required until you sell your home, move out permanently, or die. The amount of money you owe increases over time because you do not make payments. If you sell your home, you can keep any proceeds from the sale of your home in excess of what you owe the lender.
By: National Consumer Law Center
Better Business Bureau
(Separate Website)
Better Business Bureaus:
Provide reports on business firms that will be helpful to you before making a purchase. The BBB system responds to millions of such inquiries each year;
Provide information about charity groups and organizations;
Help resolve consumers' disputes with businesses through telephone conciliation, mediation and arbitration; and
Promote ethical business standards and voluntary self-regulation of business practices.
By: Better Business Bureau
Contracts and Agreements and Local Government Administrations
(Separate Website)
An introduction to contracts and agreements made with a municipality. Included are some FAQ's about writing contracts and agreements and a list of federal and state statutes which regulate the proceedures, and remedies.
By: State of Alaska
Consumer Resources
(Separate Website)
Here you can locate resources you may use to resolve a consumer problem, contact a consumer agency, or locate assistance.
By: State of Alaska, Dept. of Law
EL FRAUDE DE AUTOMOVIL
(Separate Website)
Check here for information when preparing to purchase a vehicle. Includes many tips and warnings about things to be aware of whether it is a new car or used. Helpful tips about negotiating a deal.
By: State of Alaska
EL Fraude EN CASA
(Separate Website)
For most consumers, their home is the largest single investment they will ever make. Therefore be very careful whom you chose to repair or remodel your home. Includes spotting scams and finding a reputable contractor from the Consumer Protection Division.
By: State of Alaska
Tips on Avoiding Being a Victim of Fraud
(Separate Website)
Whether you are looking for a deal on a car, a good mortgage, or in home business, these tips will help you spot most scams and how to avoid being a victim.
By: State of Alaska
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